Rates starting at 4.99%
Pre-qualify for your Debt Consolidation Loan Today!
No Collateral · Lowest Rates · Fast Approvals
*Applying will not impact your credit score
Calculate Your Savings
Here are some examples. Apply Now to see exactly how much you can save!
Credit Card Debt
| Debt Balance | $10,000 |
| Interest Rate | 24.99% |
| Min Payment | $300 |
| Time to Payoff | 30+ Years |
| Total Interest | $21,865 |
|---|
Interest Savings
$20,570
Monthly Savings
$112.00
US4 Funding Loan
| Debt Balance | $10,000 |
| Interest Rate | 4.90% |
| Min Payment | $188 |
| Time to Payoff | 60 mo. |
| Total Interest | $1,295 |
|---|
Credit Card Debt
| Debt Balance | $15,000 |
| Interest Rate | 24.99% |
| Min Payment | $450 |
| Time to Payoff | 30+ Years |
| Total Interest | $32,835 |
|---|
Interest Savings
$30,892
Monthly Savings
$168.00
US4 Funding Loan
| Debt Balance | $15,000 |
| Interest Rate | 4.90% |
| Min Payment | $282 |
| Time to Payoff | 60 mo. |
| Total Interest | $1,943 |
|---|
Credit Card Debt
| Debt Balance | $20,000 |
| Interest Rate | 24.99% |
| Min Payment | $600 |
| Time to Payoff | 30+ Years |
| Total Interest | $43,781 |
|---|
Interest Savings
$41,190
Monthly Savings
$223.00
US4 Funding Loan
| Debt Balance | $20,000 |
| Interest Rate | 4.90% |
| Min Payment | $377 |
| Time to Payoff | 60 mo. |
| Total Interest | $2,591 |
|---|
Credit Card Debt
| Debt Balance | $25,000 |
| Interest Rate | 24.99% |
| Min Payment | $750 |
| Time to Payoff | 30+ Years |
| Total Interest | $59,726 |
|---|
Interest Savings
$56,488
Monthly Savings
$279.00
US4 Funding Loan
| Debt Balance | $25,000 |
| Interest Rate | 4.90% |
| Min Payment | $471 |
| Time to Payoff | 60 mo. |
| Total Interest | $3,238 |
|---|
Credit Card Debt
| Debt Balance | $30,000 |
| Interest Rate | 24.99% |
| Min Payment | $900 |
| Time to Payoff | 30+ Years |
| Total Interest | $65,671 |
|---|
Interest Savings
$61,785
Monthly Savings
$335.00
US4 Funding Loan
| Debt Balance | $30,000 |
| Interest Rate | 4.90% |
| Min Payment | $565 |
| Time to Payoff | 60 mo. |
| Total Interest | $3,886 |
|---|
Credit Card Debt
| Debt Balance | $30,000 |
| Interest Rate | 24.99% |
| Min Payment | $1,050 |
| Time to Payoff | 30+ Years |
| Total Interest | $76,617 |
|---|
Interest Savings
$72,084
Monthly Savings
$391.00
US4 Funding Loan
| Debt Balance | $35,000 |
| Interest Rate | 4.90% |
| Min Payment | $659 |
| Time to Payoff | 60 mo. |
| Total Interest | $4,533 |
|---|
Credit Card Debt
| Debt Balance | $40,000 |
| Interest Rate | 24.99% |
| Min Payment | $1,200 |
| Time to Payoff | 30+ Years |
| Total Interest | $87,562 |
|---|
Interest Savings
$82,381
Monthly Savings
$447.00
US4 Funding Loan
| Debt Balance | $40,000 |
| Interest Rate | 4.90% |
| Min Payment | $753 |
| Time to Payoff | 60 mo. |
| Total Interest | $5,181 |
|---|
Credit Card Debt
| Debt Balance | $50,000 |
| Interest Rate | 24.99% |
| Min Payment | $1,500 |
| Time to Payoff | 30+ Years |
| Total Interest | $109,452 |
|---|
Interest Savings
$102,976
Monthly Savings
$559.00
US4 Funding Loan
| Debt Balance | $50,000 |
| Interest Rate | 4.90% |
| Min Payment | $941 |
| Time to Payoff | 60 mo. |
| Total Interest | $6,476 |
|---|
Credit Card Debt
| Debt Balance | $75,000 |
| Interest Rate | 24.99% |
| Min Payment | $2,250 |
| Time to Payoff | 30+ Years |
| Total Interest | $164,178 |
|---|
Interest Savings
$154,463
Monthly Savings
$838.00
US4 Funding Loan
| Debt Balance | $75,000 |
| Interest Rate | 4.90% |
| Min Payment | $1,412 |
| Time to Payoff | 60 mo. |
| Total Interest | $9,715 |
|---|
Credit Card Debt
| Debt Balance | $100,000 |
| Interest Rate | 24.99% |
| Min Payment | $3,000 |
| Time to Payoff | 30+ Years |
| Total Interest | $218,905 |
|---|
Interest Savings
$205,952
Monthly Savings
$1,117.00
US4 Funding Loan
| Debt Balance | $100,000 |
| Interest Rate | 4.90% |
| Min Payment | $1,883 |
| Time to Payoff | 60 mo. |
| Total Interest | $12,953 |
|---|
Frequently Asked Questions
Q. What can I use a US4 Funding loan for?
A. You can use a US4 Funding loan for any personal, family, or household purpose.
Q. Are there any pre-payments fees?
A. No. We want to make things simple for our members, so therefore, no application or pre-payment penalties.
Q. Will applying for a loan affect my credit?
A. US4 Funding conducts a soft credit pull to check rates and terms you qualify to receive. This will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies.
Q. What if my credit is not good?
A. US4 Funding understands that not everyone has a good credit history. That’s why we have options to save clients money on their unsecured debt regardless of their credit score or payment history!
Testimonials
The process was very streamlined and easy follow. This was the easiest loan I have ever gotten and once approved the funds were in my account the next day. I strongly recommend their services!
Fort Wayne, IN
Really fast approval with less than 24h for the money to be deposited. Excellent customer support via phone. I believe the customer support is US based.
West Palm Beach, Florida
The process was smooth and I received my funds within 24 hours. I would highly recommend US4 Funding to anyone looking for fast financial assistance.
Springfield, Massachusetts
I got approved within an hour of submitting my application. So easy to apply and the best part… no fees upfront!
Saint Paul, Minnesota