Pre-qualify for your Business Loan Today!
No Collateral · Lowest Rates · Fast Approvals
*Applying will not impact your credit score
Why Businesses Choose US4 Funding
US4 Funding works with established companies that need serious capital — not small personal loans. We focus on two core options: unsecured business financing from $100,000+ and commercial mortgages from $100,000 to over $15 million.
Capital that matches how you operate
Use funding for expansion, equipment, inventory, hiring, new space, refinancing, or a commercial property purchase. The goal is simple: get the right structure for the job, whether that is an unsecured facility or a mortgage secured by real estate.
Unsecured options for qualified applicants
If you qualify, unsecured business financing does not require you to put up equipment, inventory, or other operating assets as collateral. That keeps your balance sheet and day-to-day operations intact while you review available terms.
Commercial mortgages at scale
Need $100K or need $15M+ for a property? Commercial mortgage options are built for purchases, refinances, and larger real-estate-backed projects — with terms based on the asset, cash flow, and credit profile.
Rates based on your file, not a one-size rate
Competitive pricing is tied to business strength, credit, debt-to-income, and the program you fit. Not every applicant gets the same rate. You see options that match your profile.
Fast, simple pre-qualification
Complete a short application to see what may be available. Checking eligibility is a soft review and will not impact your credit score. No long first step. No need to guess at programs before you apply.
A process built for operators
You already know why timing matters — payroll, leases, build-outs, and acquisitions do not wait. Submit the form, review available options, and move forward only if the structure works for your business.
Apply now to pre-qualify for unsecured business financing from $100K+ or commercial mortgage options from $100K to $15M+.
Frequently Asked Questions
Q. What can I use a US4 Funding loan for?
You can use a US4 Funding business loan for working capital, expansion, equipment, inventory, hiring, commercial real estate, refinancing, or other established business purposes.
Q. Are there any pre-payments fees?
A. There is no separate application fee to pre-qualify. Ask about prepayment terms on the specific program you are offered before you accept.
Q. Will applying for a loan affect my credit?
A. Pre-qualification uses a soft credit review and will not impact your credit score. If you select a program and continue, a full credit report may be requested.
Q. What if my credit is not good?
A. Business financing is based on more than a personal score — cash flow, time in business, and overall profile matter. Unsecured loans from $100K+ and commercial mortgages from $100K to $15M+ are reviewed case by case.
Testimonials
The process was very streamlined and easy follow. This was the easiest loan I have ever gotten and once approved the funds were in my account the next day. I strongly recommend their services!
Really fast approval with less than 24h for the money to be deposited. Excellent customer support via phone. I believe the customer support is US based.
The process was smooth and I received my funds within 24 hours. I would highly recommend US4 Funding to anyone looking for fast financial assistance.
I got approved within an hour of submitting my application. So easy to apply and the best part… no fees upfront!
