Rates starting at 4.99%

Pre-qualify for your Debt Consolidation Loan Today!

No Collateral · Lowest Rates · Fast Approvals

Step 1 of 4

Enter Debt Amount ($10,000 - $100,000+)

Please Confirm You Are Over 18 Years Old

Month
Day
Year

By clicking 'Get Qualified”, you’re granting consent and agree to US4Funding’s Terms of Use and Privacy Policy. You are granting permission to US4Funding, its subsidiaries, brokers and affiliates to contact you by telephone, email and mobile device including SMS and MMS and prerecorded technology, even if you are on a corporate, state or national Do Not Call list. You authorize US4Funding, its subsidiaries, brokers and affiliates to obtain and review your credit report via “soft inquiry” and verify your identity.

*Applying will not impact your credit score
shield
SSL Encrypted Secure Application
Home Default

Lowest Rates

Get prequalified for the best personal loan rate for you. Use our personal loan for debt consolidation, major purchases and more.

Home Default

No Collateral

Unsecured loans are nocollateral personal loans that don’t require you to put up your possessions to be approved.

Home Default

Fast Approvals

Apply now and get the funds you need with guaranteed instant approval … Personal loans put money in your pocket fast.

Calculate Your Savings

Here are some examples. Apply Now to see exactly how much you can save!
Credit Card Debt
Debt Balance$10,000
Interest Rate24.99%
Min Payment$300
Time to Payoff30+ Years
Total Interest$21,865

Interest Savings

$20,570

Monthly Savings

$112.00

US4 Funding Loan
Debt Balance$10,000
Interest Rate4.90%
Min Payment$188
Time to Payoff60 mo.
Total Interest$1,295
Credit Card Debt
Debt Balance$15,000
Interest Rate24.99%
Min Payment$450
Time to Payoff30+ Years
Total Interest$32,835

Interest Savings

$30,892

Monthly Savings

$168.00

US4 Funding Loan
Debt Balance$15,000
Interest Rate4.90%
Min Payment$282
Time to Payoff60 mo.
Total Interest$1,943
Credit Card Debt
Debt Balance$20,000
Interest Rate24.99%
Min Payment$600
Time to Payoff30+ Years
Total Interest$43,781

Interest Savings

$41,190

Monthly Savings

$223.00

US4 Funding Loan
Debt Balance$20,000
Interest Rate4.90%
Min Payment$377
Time to Payoff60 mo.
Total Interest$2,591
Credit Card Debt
Debt Balance$25,000
Interest Rate24.99%
Min Payment$750
Time to Payoff30+ Years
Total Interest$59,726

Interest Savings

$56,488

Monthly Savings

$279.00

US4 Funding Loan
Debt Balance$25,000
Interest Rate4.90%
Min Payment$471
Time to Payoff60 mo.
Total Interest$3,238
Credit Card Debt
Debt Balance$30,000
Interest Rate24.99%
Min Payment$900
Time to Payoff30+ Years
Total Interest$65,671

Interest Savings

$61,785

Monthly Savings

$335.00

US4 Funding Loan
Debt Balance$30,000
Interest Rate4.90%
Min Payment$565
Time to Payoff60 mo.
Total Interest$3,886
Credit Card Debt
Debt Balance$30,000
Interest Rate24.99%
Min Payment$1,050
Time to Payoff30+ Years
Total Interest$76,617

Interest Savings

$72,084

Monthly Savings

$391.00

US4 Funding Loan
Debt Balance$35,000
Interest Rate4.90%
Min Payment$659
Time to Payoff60 mo.
Total Interest$4,533
Credit Card Debt
Debt Balance$40,000
Interest Rate24.99%
Min Payment$1,200
Time to Payoff30+ Years
Total Interest$87,562

Interest Savings

$82,381

Monthly Savings

$447.00

US4 Funding Loan
Debt Balance$40,000
Interest Rate4.90%
Min Payment$753
Time to Payoff60 mo.
Total Interest$5,181
Credit Card Debt
Debt Balance$50,000
Interest Rate24.99%
Min Payment$1,500
Time to Payoff30+ Years
Total Interest$109,452

Interest Savings

$102,976

Monthly Savings

$559.00

US4 Funding Loan
Debt Balance$50,000
Interest Rate4.90%
Min Payment$941
Time to Payoff60 mo.
Total Interest$6,476
Credit Card Debt
Debt Balance$75,000
Interest Rate24.99%
Min Payment$2,250
Time to Payoff30+ Years
Total Interest$164,178

Interest Savings

$154,463

Monthly Savings

$838.00

US4 Funding Loan
Debt Balance$75,000
Interest Rate4.90%
Min Payment$1,412
Time to Payoff60 mo.
Total Interest$9,715
Credit Card Debt
Debt Balance$100,000
Interest Rate24.99%
Min Payment$3,000
Time to Payoff30+ Years
Total Interest$218,905

Interest Savings

$205,952

Monthly Savings

$1,117.00

US4 Funding Loan
Debt Balance$100,000
Interest Rate4.90%
Min Payment$1,883
Time to Payoff60 mo.
Total Interest$12,953

Frequently Asked Questions

Q. What can I use a US4 Funding loan for?

A. You can use a US4 Funding loan for any personal, family, or household purpose.

Q. Are there any pre-payments fees?

A. No. We want to make things simple for our members, so therefore, no application or pre-payment penalties.

Q. Will applying for a loan affect my credit?

A. US4 Funding conducts a soft credit pull to check rates and terms you qualify to receive. This will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies.

Q. What if my credit is not good?

A. US4 Funding understands that not everyone has a good credit history. That’s why we have options to save clients money on their unsecured debt regardless of their credit score or payment history!

Testimonials

keyboard_arrow_up